Create your account
Download the Lily app, choose Sign Up, enter your details, and complete the guided verification flow.
Trusted by ambitious savers and investors
Invest, save, and trade with Lily.
Simplify investing, automate savings, and manage your portfolio from a secure app built for modern wealth building.
+18.7%
Portfolio value
₦1.24m
Safe & secure
Your wealth, protected
SEC regulated product
Licensed custody partners
NDPR compliant
Bank-grade payments
One app, clear control
Built for every money move.
Invest
Buy equities, treasury bills, bonds, and commercial papers from one regulated mobile experience.
Market access
Save
Create flexible savings plans, lock funds for higher discipline, and automate deposits toward your goals.
Up to 15% p/a
Auction
Join exclusive auctions for selected fixed-income opportunities without chasing paperwork.
Curated opportunities
60%
Well diversified
Across savings and investments
Asset classes
4 in one app
Invest
Bonds, bills, equities, and beyond in your pocket.
Access a range of financial instruments through Lily, monitor your portfolio, and make confident decisions with a cleaner investment experience.
Treasury bills, bonds, equities, and commercial papers
Efficient portfolio management
Live auction access for selected opportunities
Save
Your money, your rules.
Set goals, choose a timeline, automate deposits, and keep building at a pace that fits your life.
Vanilla Savings
Keep money flexible while still building a steady savings habit.
Flexible access
Lily Lock
Lock funds for a fixed period and stay committed to the plan.
Goal discipline
Retirement Savings
Put long-term wealth building on a simple recurring schedule.
Future ready
Security
Financial happiness, with serious protection.
Secure access
Streamlined onboarding, secure authentication, and support when you need help.
Clear visibility
Track balances, savings plans, and investment positions from one clean mobile dashboard.
How Lily works
Start building wealth in four simple steps.
No paperwork or complicated processes. Open an account, fund it, choose what works for you, and follow your progress.
Get startedFund your wallet
Add money securely to your Naira or Dollar wallet and get ready to put it to work.
Choose an investment
Explore savings plans, treasury bills, bonds, equities, and curated opportunities that fit your goals.
Track your growth
Follow your balances and portfolio performance from one clear dashboard as your money grows.
Reviews
Trusted by investors across Nigeria.
Simple and reassuring
Lily makes it easy to see where my money is going. I can save, invest, and track my wallet without feeling lost.
Amina O. Lagos
Good for steady investing
The fixed-income options and savings plans give me a calmer way to grow money without jumping between different apps.
David E. Abuja
Clean app experience
The flow is straightforward. I like that the app combines savings, investments, and support in one place.
Temi A. Yaba
Safe and regulated
Your money deserves a trusted foundation.
LILY is a digital product of MagnaCap Ltd, a company duly licensed by the Securities and Exchange Commission (SEC).
LILY and its logo are registered trademarks. LILY is safe and secure and in compliance with NDPR audit. Payments on the LILY App are processed via a CBN licensed and PCI DSS certified payment platform with bank level security to ensure client transactions and financial information are always kept safe.
Our users' financial assets are held with a licensed custodian Access Investors Services Nominees Limited, for safekeeping.
Get the Lily app for free and turn your financial goals into motion.
Start with savings, explore investments, and keep every money move within reach.